Umbrella Program

The Lewis-Chester Group Presents…

Our New Habitational Umbrella Program

As most everyone in the insurance industry knows by now, Zurich Insurance Co., has cancelled their Umbrella program in all states, for all agents.

Lewis-Chester Associates, Inc., was the first agency in the country to create an exclusive Umbrella Program for unrelated Habitational Apartment Developments.  Over the last 25 years our clients have saved millions upon millions of dollars through this vehicle while being able to maintain much higher levels of protection.  We had an extraordinary and mutually beneficial relationship with The Zurich and we are sorry to hear they are leaving this marketplace.

We are thrilled to announce that as of June 1, 2011 we have replaced the Zurich Umbrella Program with Fireman’s Fund Insurance Co. (an Allianz Co.) in the first layer, and are able to continue to offer umbrella limits from $5 million to $50 million.  Most classes of habitational real estate are eligible including Apartments, Affordable Housing including family subsidized apartments and independent senior living developments as well as condos, co-ops, and more.

Fireman’s Fund is also providing a complete and sophisticated package program for Independent Senior Living Apartments exclusively though the Affordable Housing Insurance Program.

As always, we make it easy for you to write business. Send an Acord application, 5 years of underlying loss runs, any supplement you may have completed already, and you will receive a quote.

Our contact here at Lewis-Chester Associates for our Affordable Housing Insurance Program (AHIP) is Lisa O’Connor 908-273-6100 ext. 251 or by completing the contact form.